Business professionals evaluating T+1 settlement readiness through a T+1 assessment

T+1 Assessment

Identify operational, technology, data and governance gaps across the post-trade lifecycle and build a clear roadmap for a successful transition to T+1 settlement.


The transition to T+1 is already underway

T+1 settlement is no longer a future consideration. It is a regulatory certainty. As firms prepare for the October 2027 transition, many are still addressing the operational, technology and data changes required to meet accelerated settlement timelines and new regulatory criteria for standardized electronic communication and processing.

DXC’s T+1 Readiness Assessment provides a structured evaluation of your post-trade ecosystem. It identifies operational bottlenecks, data quality issues, technology gaps and governance risks, and delivers a clear remediation roadmap to improve settlement efficiency, reduce settlement failure risk and support regulatory readiness.


How T+1 impacts your business



Trade execution and allocation

Accelerated trade processing, increased straight-through processing (STP) and tighter allocation deadlines. 

Data and messaging

Machine-readable communications using ISO 20022 standards, accurate reference data and effective standard settlement instruction (SSI) management.

Settlement operations

Matching settlement instructions, exception handling and fail management.

FX and liquidity

Funding, liquidity planning and cross-border settlement readiness.  

Governance and controls

Readiness oversight, regulatory compliance and third-party coordination.


Why DXC



RegTech expertise

40+ RegTech clients and deep regulatory transformation experience.

Capital markets knowledge

Expertise spanning settlement, reporting, data management, liquidity and operations.

Technology and operations perspective

An assessment covering both business processes and the underlying technology platforms.

AI and automation focus

Modernization strategies that support automation, exception management and straight-through processing (STP).


DXC T+1 Readiness Assessment

A structured assessment of your operating model, technology landscape, data ecosystem and governance framework that identifies
readiness gaps and defines a prioritized remediation roadmap.


Capital markets professionals reviewing a T+1 readiness assessment

Discover

  • Stakeholder interviews
  • Process mapping
  • Platform review
  • Regulatory gap assessment
Professional completing a T+1 readiness assessment on a laptop

Assess and score

  • Functional readiness assessment
  • Technology readiness assessment
  • Risk exposure analysis
  • T+1 readiness scoring
Financial market data chart illustrating T+1 readiness analysis

Report and roadmap

  • Executive findings
  • Priority gap register
  • Remediation roadmap
  • Program blueprint

A comprehensive readiness assessment across eight critical domains:

Trade execution and confirmation

SSI and reference data 

Settlement mechanics 

FX and funding 

Corporate actions 

Securities financing 

Fund operations 

Governance and controls



Benefits



Improve risk management

Identify vulnerabilities before compressed settlement cycles expose them.

Improve operational efficiency

Eliminate manual bottlenecks and increase STP.

Upgrade data quality

Increase the accuracy of reference data and settlement instructions.

Support regulatory readiness

Prepare for evolving T+1 requirements and industry standards.

Focus on investments

Concentrate on fixing the areas with the greatest impact.



The latest insights

Financial market data displayed across connected digital devices

Why capital markets platforms are struggling to keep up with change

Explore why capital markets platforms struggle to keep up and how modernization, data and AI solutions help firms improve performance and stay competitive.

Financial data visualization illustrating digital transformation in capital markets

Digital transformation in capital markets

Explore emerging technologies, benefits, use cases and best practices for digital transformation in financial institutions.

Capital markets professional reviewing financial data during the transition to T+1 settlement

A global shift in the settlement cycle to T+1 is on its way

Learn about the transition from T+2 to T+1 settlement cycles, including its potential benefits and challenges.


Frequently asked questions

A T+1 Readiness Assessment is a structured evaluation of your organization’s operational processes, technology platforms, data quality, governance framework and post-trade workflows. It determines your readiness for the transition to T+1 settlement, identifies gaps, evaluates risk areas and delivers a prioritized remediation roadmap to help your organization meet regulatory and operational requirements.

DXC Luxoft assesses readiness across the full post-trade lifecycle, including trade execution and confirmation, allocations, settlement processing, SSI and reference data management, FX and funding operations, corporate actions, securities financing, fund operations, technology infrastructure, integrations and governance controls. This provides a comprehensive view of T+1 readiness across front-, middle- and back-office functions.

Without adequate preparation, firms could face increased settlement failures, operational bottlenecks, heightened regulatory risk, greater reliance on manual processes, reduced settlement efficiency and difficulties meeting accelerated allocation and confirmation timelines. Identifying and addressing these risks early can support a smoother transition and minimize business disruption.

At the end of the assessment, you will receive a T+1 readiness scorecard, a detailed findings report, a domain-level gap analysis, a risk heat map, prioritized remediation recommendations and a practical roadmap outlining the actions needed to improve readiness and support compliance with upcoming T+1 requirements.

DXC Luxoft combines deep capital markets expertise with experience in regulatory transformation, post-trade operations, data management and technology modernization. Our approach evaluates both operational and technology readiness and delivers actionable recommendations that help organizations improve efficiency, reduce settlement risk and build confidence in their transition to T+1.