Assess your regulatory, data and technology readiness for the ECB's integrated reporting framework.
The European Central Bank's integrated reporting framework (IReF) will replace fragmented statistical reporting with a single, standardized process. The banks' integrated reporting dictionary (BIRD) provides the common data model and transformation rules that make this possible.
Most institutions face the same core question: does the data we need actually exist, and can our systems deliver it in the format regulators require? DXC answers that question through a structured readiness assessment that provides a clear picture of where you stand and a practical roadmap for closing the gaps before the ECB's 2030-2031 deadline.
Get an evidence-based view of your regulatory, data and technology readiness across 13 domains. We evaluate both functional and technical dimensions, including regulatory scope, data governance, process maturity, source systems, data lineage and architecture, so you know exactly where the gaps are before committing budget.
Pinpoint the gaps, risks and dependencies that stand between your current reporting environment and BIRD/IReF compliance. We map each finding to specific remediation actions ranked by priority and business impact.
Define a target-state architecture mapped directly to the BIRD data model, whether you adopt the full BIRD input layer or a customized model mapped to BIRD concepts. The design accounts for your existing technology landscape and integration constraints.
Fix the data-quality gaps, inconsistent definitions and governance shortfalls that undermine reporting accuracy. We address source-system ownership, lineage traceability and reconciliation practices so your data meets regulatory standards at the point of origin.
Move from assessment to production with platform builds, pipeline development, attribute-level mapping to the BIRD Data Dictionary and validation against your current AnaCredit, BSI, MIR and SHS returns. Go-live includes parallel runs and cutover aligned to the ECB's 2030-2031 IReF timeline, followed by managed service and re-baselining as BIRD and IReF evolve.
DXC brings together regulatory reporting expertise, deep banking domain knowledge and large-scale system integration capability in a single delivery team.
DXC works across AnaCredit, BSI, MIR, SHS and the emerging BIRD/IReF standards. That breadth means your readiness assessment and implementation plan account for cross-framework dependencies and reconciliation requirements from the start.
Regulatory reporting sits at the intersection of finance, risk, data and technology. DXC consultants understand how these functions connect inside a bank, which means faster gap identification and more realistic remediation plans.
Every engagement starts with evidence, not assumptions. DXC’s readiness assessment gives your leadership team a scored baseline, a prioritized gap register and a transformation roadmap backed by data. You invest where it matters.
Full transformation programs for credit institutions and cross-border banking groups. Lighter, managed-service delivery for smaller and less significant institutions. The same methodology scales to match institutional complexity and regulatory scope.
The assessment evaluates functional and technical readiness. Functional readiness examines regulatory scope, data ownership, process maturity, definition alignment and reconciliation practices. Technical readiness examines source systems, data lineage, ETL and integration functions, data quality controls and architecture readiness.
Each domain is scored against the requirements of the BIRD data model, producing a readiness heatmap that shows exactly where an institution meets, partially meets or falls short of the standard. The gap register prioritizes findings by risk and business impact so leadership teams can direct investment where it matters most.
This dual-lens approach catches gaps that purely compliance-driven reviews miss, such as technical debt in ETL pipelines or inconsistent data definitions across reporting teams.
The assessment evaluates functional and technical readiness. Functional readiness examines regulatory scope, data ownership, process maturity, definition alignment and reconciliation practices. Technical readiness examines source systems, data lineage, ETL and integration functions, data quality controls and architecture readiness.
Each domain is scored against the requirements of the BIRD data model, producing a readiness heatmap that shows exactly where an institution meets, partially meets or falls short of the standard. The gap register prioritizes findings by risk and business impact so leadership teams can direct investment where it matters most.
This dual-lens approach catches gaps that purely compliance-driven reviews miss, such as technical debt in ETL pipelines or inconsistent data definitions across reporting teams.
DXC combines regulatory reporting expertise across AnaCredit, BSI, MIR, SHS and the emerging BIRD/IReF standards with deep banking domain knowledge and system integration capability in a single delivery team. This eliminates the handoff gaps that occur when separate advisory, data and technology firms work in parallel.
The assessment methodology produces an evidence-based transformation roadmap rather than a compliance checklist. Every engagement starts with a scored baseline so decisions are backed by data, not assumptions.
Most banks have built reporting capabilities incrementally over many years, resulting in fragmented data definitions, duplicated transformations and inconsistent processes across functions and jurisdictions. The DXC BIRD and IReF Readiness service targets these root causes directly.
Specific challenges include multiple reporting teams applying different data definitions to the same underlying data, inconsistent source-system ownership and governance, limited data lineage and traceability, missing or incomplete regulatory attributes, complex reconciliation across overlapping frameworks and legacy architecture that restricts transparency and agility.
The assessment maps each of these challenges to specific remediation actions. For example, inconsistent definitions are traced back to source-system ownership gaps, and lineage issues are linked to architectural constraints, so remediation addresses causes rather than symptoms.
Banks receive five concrete deliverables: a source system and process inventory, a functional coverage scorecard, a technical architecture report, a readiness heatmap with gap register and a transformation roadmap with investment case. Together these give leadership teams a complete view of current capabilities and a prioritized path forward.
Beyond documentation, the assessment creates organizational alignment. Regulatory, data and technology teams work from the same scored baseline, which reduces internal debate about priorities. The transformation roadmap sequences remediation initiatives against the ECB's 2030-2031 IReF timeline so banks can phase investment realistically.
For institutions that proceed to implementation, DXC delivers attribute-level mapping to the BIRD Data Dictionary, validated against current AnaCredit, BSI, MIR and SHS returns before go-live.
The ECB announced key milestones for the IReF rollout in 2026, with implementation targeted for 2030-2031. That timeline gives banks a defined window to assess their current state and plan transformation, but the scale of change required means starting early is critical. Banks that delay risk compressed timelines and higher costs.
IReF will consolidate statistical reporting into a single standardized framework directly applicable to euro area banks. BIRD provides the common data dictionary enabling that standardization. Together they represent a fundamental shift from fragmented, framework-by-framework reporting to an integrated, granular approach.
Cross-border banking groups stand to benefit most from standardized reporting, but they also face the greatest complexity in implementation. A structured readiness assessment now provides the evidence base to secure budget and sequence work before regulatory deadlines drive the agenda.
Look for a partner that combines regulatory reporting knowledge with hands-on system integration capability. BIRD and IReF readiness is not a pure advisory exercise. It requires understanding how data actually flows through source systems, ETL pipelines and reporting engines. A partner that can assess and implement reduces handoff risk and accelerates time to production.
Cross-framework expertise matters because reconciliation and dependency mapping is where most complexity lives. Ask for a structured methodology with scored outputs, not just qualitative assessments.
Finally, consider delivery flexibility. Large cross-border groups and smaller institutions have different implementation needs. DXC's methodology scales to match institutional complexity without requiring a one-size-fits-all engagement model.
